A COUPLE OF REASONS WHY THE BANKS RETALIATED AGAINST ME...

ONE HAD TO DO WITH THE OFFERS BANKS AND CREDIT UNIONS WERE MAKING AT THE TIME, WHEREBY YOU COULD TRANSFER YOUR BALANCES ON CREDIT CARDS TO A LOWER INTEREST RATE, PAYING OFF THE OLD BALANCE WITH THE HIGER RATE IN FULL, BY USING THE LOWER INTEREST RATE, USUALLY WITH A COMPETITIVE LENDING INSTITUTION, SOMETIMES NOT. I MENTIONED THIS TO A COWORKER "BOB" AND HE TOOK ADVANTAGE OF THIS AS WELL. THE OTHER WAS WHEN I WAS ANXIOUS TO LOWER MY PRINCIPAL ON MY MOTGAGE ON THE HIGH PRICED PROJECT, AND I MAILED A TEN THOUSAND DOLLAR PAYMENT TO THE LENDER, CLEARLY STATING THAT I WISHED ALL OF THE TEN THOUSAND TO GO AGAINST MY PRINCIPAL BALANCE. IT MAY HAVE BEEN BANK OF AMERICA. WHEN I NOTICED THE BANK HAD NOT COMPLIED TO MY WISHES I CONTACTED THEM EARLY ONE MORNING BEFORE LEAVING FOR WORK, AND SPOKE TO A FEMALE ASKING HER IF SHE WOULD BE SURE TO APPLY THE TEN THOUSAND TO MY PRINCIPAL BALANCE AS OPPOSED TO THE INTEREST RATE THAT THE BANK WAS PROVIDING ON MY LOAN. SHE STATED SHE WOULD BE SURE TO MAKE THE CHANGE AND ONCE SHE DID, MY MONTHLY MORTGAGE PAYMENT WOULD BE CONSIDERABLE LOWER. AS OPPOSED TO THE WAY THAT THE BANK WANTED TO DO IT WHICH WOULD HAVE KEPT MY MORTGAGE PAYMENT THE SAME, AND WOULD GIVE THE BANK THE ADVANTAGE RATHER THAN MYSELF. AROUND THIS TIME THERE WAS A PROVIDENT FUNDING THAT CAME ON THE SCENE AND WHEN I COULD AFFORD TO I WOULD PAY EXTRA PRINCIPAL, HOWEVER, I NOTICED BY NOW WITH THIS NEW "KID ON THE BLOCK" THAT IT NEVER CHANGED MY PRINCIPAL. WHICH I ALLEGE THAT THE BANKS ALL I WOULD SAY WITH THE OLD PARADIGM WOULD COMMUNICATE TRANSACTIONS I HAD MADE WITH EACH OTHER, SHARING WHAT SHOULD HAVE BEEN CONFIDENTIAL INFORMATION. I COULD NOT UNDERSTAND WHY ALL OF A SUDDEN THEY DISCREETLY CHANGED THEIR POLICY ALLOWING MONTHLY MORTGAGE PAYMENTS TO BE LOWERED BY MY PAYING EXTRA PRINCIPLE. AGAIN, I DETERMINED IN RETROSPECT THAT THEY WERE LOOKING TO SABATOGE ME, AS THEY HAD DONE BY SNATCHING SUMS OF MONEY, ASSISTED BY A SO CALLED COMPETITOR, IN THE CASE OF MOST RECENTLY THREE HUNDRED DOLLARS BEING SNATCHED FROM MY BANK OF AMERICA CHECKING ACCOUNT HOOKED UP TO MY DEBIT CARD, AND THE TIME WHEN I ATTEMPTED A REFI OVER THE PHONE WITH WELL FARGO, THEY SNATCHED THREE HUNDRED AND FIFTY DOLLARS FROM MY ACCOUNT FROM BANK OF AMERICA. WHEN I FILED A COMPLAINT WITH B OF A, RATHER THAN SUPPORTING ME A LOYAL AND LONG TERM CLIENT, RATHER THEY SIDED WITH WELLS FARGO, AND I WAS NEVER RECONCILED. DESPITE THE MYRIAD OF LETTERS SENT BACK AND FORTH BETWEEN WELLS FARGO AND MYSELF. THANK YOU FOR LISTENING, HAVE A GREAT DAY. (C)COPYRIGHTED BY GWENDOLYN L MITCHELL ON SUNDAY, APRIL 12TH, 2015 AT 2:56PM, LA,CA 90046, USA